“We help you source out the best value coverage and quote you the premium direct from the various insurers”

What our clients look for

  • Travel insurance provides coverage for unforeseen events during travel, such as trip cancellations, medical emergencies, lost luggage, and flight delays. It offers financial protection and assistance services, ensuring peace of mind by mitigating potential risks and expenses that can arise during domestic or international trips.

  • Car insurance is a contract between a vehicle owner and an insurer, providing financial protection against losses from accidents, theft, and damage. It covers liability for injuries and property damage, and may include collision, comprehensive, and uninsured motorist coverage, ensuring compliance with legal requirements and safeguarding assets.

  • Pet insurance covers veterinary expenses for pets due to illness or injury. Policies may include coverage for surgeries, medications, routine care, and emergency treatments. It helps pet owners manage unexpected medical costs, ensuring their pets receive necessary care without financial strain.

  • Maid insurance provides coverage for domestic helpers, including medical expenses, personal accident, hospitalization, and repatriation costs. It often includes liability protection for employers against claims arising from the maid's work-related injuries or damages, ensuring financial security and compliance with local employment regulations.

  • All risk fire insurance covers damage or loss to property caused by fire and other perils, such as theft, vandalism, and natural disasters. It offers comprehensive protection, excluding only specific listed risks, ensuring broad coverage for property owners against various unexpected events.

  • Public liability insurance covers legal costs and compensation for third-party injuries or property damage caused by a business's operations. Essential for protecting businesses against claims, it ensures financial stability and helps maintain reputations by addressing incidents such as slips, falls, or accidents involving customers or the public.

  • Employee benefits insurance encompasses various employer-provided coverages, including health, dental, vision, life, and disability insurance. These benefits enhance employee well-being, attracting and retaining talent, and ensuring financial protection against medical expenses, income loss due to disability, and other life events, fostering a secure and motivated workforce.

  • WICA insurance, under Singapore's Work Injury Compensation Act, covers employees for work-related injuries and occupational diseases. It provides compensation for medical expenses, lost wages, and permanent disability or death benefits. Employers must have this insurance to ensure financial support and compliance with legal requirements for their workers.

  • Foreign worker insurance provides mandatory coverage for non-resident employees, covering medical expenses, hospitalization, personal accidents, and repatriation. It ensures employers comply with legal requirements while safeguarding workers' health and well-being, reducing financial risks associated with work-related injuries, illnesses, or unforeseen events.

  • Professional indemnity insurance protects professionals against claims of negligence, errors, or omissions in their services. It covers legal defense costs and compensation, ensuring financial security and maintaining reputation. Essential for consultants, lawyers, and healthcare providers, it safeguards against potential lawsuits and client disputes over professional advice or services.

  • Product liability insurance protects businesses from financial losses due to claims of injury or property damage caused by their products. It covers legal defense costs, settlements, and judgments. Essential for manufacturers, distributors, and retailers, it ensures financial protection against lawsuits arising from defective products or inadequate warnings.

  • Contractor all risk insurance provides comprehensive coverage for construction projects, including buildings, machinery, and materials. It covers risks like fire, theft, vandalism, and third-party liability. Essential for contractors and developers, it ensures financial protection against property damage, project delays, and legal liabilities during the construction phase.

  • Device accidental damage insurance covers repair or replacement costs for devices (like smartphones, laptops, tablets) damaged by accidental drops, spills, or other mishaps. It ensures financial protection against unexpected repair expenses, offering peace of mind for device owners by mitigating the financial impact of accidental damage.

Ingredients that we value add to you

Claims Management

Claims management specialists oversee the entire process of handling insurance claims, ensuring efficiency, compliance, and fair resolution for all parties involved.

Medical Consultancy Services

Medical consultancy services provide personalized assistance in healthcare, including appointment scheduling, medical referrals, and coordinating treatments for patients' convenience and comfort.

Insurtech

Insuretech (Insurance Technology) enhances efficiency, accessibility, and customer experience in insurance through digital innovation, data analytics, and personalized services.

Our basic philosophy is Balance.